Quantora — Markets, Analysis & Valuation

Valuations are estimates only, produced by transparent models for education and research. This is not financial advice. Verify before trading.

UnitedHealth Group Inc — Valuation Dashboard

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MARKET PRICE

399.53

DCF (FCFF)

297.55

-25.52% vs market

COMPARABLES

n/a

DIVIDEND (DDM)

n/a

ASSET-BASED

n/a

QUALITY SCORE

…

Implied values per model vs market — models disagree by design; each makes different assumptions. Estimates only.

Composite signal

Watch

Health Care · sig-v0.1 · confidence 55/100

Value

Quality

Momentum

Low-voln/a

Composite 62 (79th percentile in Health Care)

MOS

Value

Band

Trend

The model flags: MOS -37.0% vs 25% needed [fail] · relative value [fail] · composite 79 pct, band out [fail] · trend unconfirmed [fail]. Confidence 55/100.

Educational model classification — not a buy/sell recommendation, and not personalised. Verify before trading.

As of 2026-06-17 06:00 UTC.

Assumptions

Year-1 revenue growth %

Terminal growth %

Target operating margin %

Tax rate %

WACC override % (blank = CAPM)

Defaults derive from the company's statements; risk-free rate source: FRED:DGS10 (4.43 %). Any change is recorded as a user override in the audit trail.

Inputs from statements

Revenue (latest FY)	447.57B
Operating margin	4.2 %
Net debt	47.96B
Diluted shares	911.00M
Beta	1.00 (default)
Market price	399.53

Fundamentals as of 2025-12-31 · Source: DEMO

INTRINSIC VALUE / SHARE

297.55

MARKET PRICE

399.53

UPSIDE

-25.52%

MARGIN OF SAFETY

-34.3 %

Enterprise value 319.03B · Equity value 271.07B · WACC 8.49 % · Formula v1.0 · Audit run a4312b79

No beta available — defaulting to 1.0.

Bull/base/bear scenarios, sensitivity tables and the comparable / dividend / asset-based models require the Pro tier — the DCF summary above is included in Free. (Billing integration pending; tiers live in the subscriptions table.)